

Patience and Perseverance: What Bourbon and Firefighters Teach Us About Building Financial Strength
As I often remind the firefighters I work with:
“Save early in your 457(b) so you’ll have choices - choices about when to retire and how to spend your retirement.”


How Much Can I Spend in Retirement?
What the 4% Rule Gets Right and What It Misses for Public Employees “The goal isn’t to follow a formula - it’s to build a plan that fits your life, your health, and your values.”


No Water, No Problem? Why Retiring Without a Backup Plan Can Leave You Parched
When you’re working and hit a financial bump, there are workarounds. Firefighters can pick up extra shifts. Public employees might take on side jobs. And let’s not forget the gig economy - Uber, tutoring, dog walking, delivering groceries… your hustle, your choice.